You can easily achieve your dreams of STUDYING ABROAD even if you have limited funds. The decision to send a child abroad for further studies is being planned almost as soon as a child steps into their school at Kindergarten level – parents are carefully selecting schools, facilities and curriculum with an eventuality of the right outcome for their child.
Planning : Parents who ask the question at the right time "am I likely to send my child abroad for further studies?" will realise that with enough time for financial and investment planning they actually will be able to fund an international degree for their child, and that an undergraduate or postgraduate degree is no longer out-of-reach. It is important to plan ahead to give sufficient time for applying to the institutions abroad. As most institutions insist on evidence of language proficiency, students have to appear for the language proficiency tests such as IELTS/TOEFL/PTEwell ahead in time. These scores are essential both for admissions as well as while applying for visa.
Scholarships :When thinking about scholarships, students usually think about scholarship/bursary offered by the university they are applying to. While this type of funding is increasing for good students applying to international universities, there are also an increasing number of scholarships available by Indian Trusts, NGOs, community initiatives and private organisations to students based on their academic merit or financial need. While students may not be able to cover all their expenses through one scholarship, they can apply to multiple organisations and may be pleasantly surprised by how much expenses this can cover. Scholarships are classified into many forms- Merit Based Scholarships, Student Specific Scholarships, Need Based Scholarships, Program Based Scholarships, Teaching Assistant Scholarship, Research Assistant Scholarship, Resident Assistant Scholarship, College Specific Scholarship, etc.
Education loans : As more and more Indians are opting to study abroad, funding of studies becomes an important requirement and Indian banks have come to the rescue of students in fulfilling their dreams of gaining an international degree. This is a great way to fund a child's further studies abroad. For one, it makes the student more responsible and accountable. With the new tax benefits for education loans, it is an attractive choice for parents. Some loan providers also offer a subsidised interest rate for the girl child and minority communities. Moreover, dedicated education loan companies offer unique services and schemes where, subject to terms and conditions, students can get a 100 per cent finance and no upper limit on the loan sanctioned amount.
Return on investment : Education today is being seen as an investment and as with every investment, it is important to consider its returns. When selecting a course, university and destination, the important factor to keep in mind is — will my 'investment' yield a result better than the market rate? Parents will find that international education will provide one of the highest returns on investment where the recovery of the capital can be made in as little as two years, once the student starts earning. For e.g.- of Stanford University, tuition fees for CS / EE Engineering could go up to US$50,000 per annum but when you compare it with the median salary of US $96,000 (for undergrads) and US$109,455 (for postgrads) per year, it is a great return on investment!
What Edwise Students Studying Abroad says..
“Edwise was very helpful in processing my loan before the desired date of visa. Personalized attention was given by the education loan department.Edwise has helped me out extensively through a reasonable and useful solution of paying for my education in the UK.”
Chetan Raipurkar,
Cardiff University, UK
MSc-Networking & Security
Loan Amount: Rs.7,50,000/-
Central Bank of India
Chetan Raipurkar,
Cardiff University, UK
MSc-Networking & Security
Loan Amount: Rs.7,50,000/-
Central Bank of India
“It was always my dream to study abroad however I was not financially equipped. After visiting Edwise. I was suggested to apply for education loan. Edwisenot only directed me to right bank but they assisted me at every level of this procedure and I would not be where I am today if it wasn't for them.”
Kalpesh Kumar Patel,
George Brown College, Canada
PG-Diploma
Loan Amount: Rs.7,00,000/-
Bank of Baroda
Kalpesh Kumar Patel,
George Brown College, Canada
PG-Diploma
Loan Amount: Rs.7,00,000/-
Bank of Baroda
“Studying abroad is not easy without financial support. Edwise introduced me to the right financial institution that helped me through the entire loan process. Avanse was very co-operative throughout the loan procedure and sanctioned my loan before my visa date.”
Rajesh Manish Singh Kumar,
ERC Institute, Singapore
Master of Business Administration
Loan Amount: Rs.15,00,000/-
Avanse Financial Services
Rajesh Manish Singh Kumar,
ERC Institute, Singapore
Master of Business Administration
Loan Amount: Rs.15,00,000/-
Avanse Financial Services
“The loan processing was done within 15 days without any problem. To my surprise, my loan was processed before time. I am really grateful to the people who have helped me in getting this loan. Special thanks to Edwise as they were very co-operative and guided me to the right place.”
Jasmeet Kaur,
Deakin University, Australia
MSc-Software Engineering
Loan Amount: Rs.4,00,000/-
Bank of Baroda
Jasmeet Kaur,
Deakin University, Australia
MSc-Software Engineering
Loan Amount: Rs.4,00,000/-
Bank of Baroda
“Edwise was very helpful throughout the loan process. I hope many other students like me are able to get their loans and achieve their dream careers.”
Sai Dheeraj,
Hult Business School, USA
Master of Business Administration
Loan Amount: Rs.20,00,000/-
Avanse Financial Services
Sai Dheeraj,
Hult Business School, USA
Master of Business Administration
Loan Amount: Rs.20,00,000/-
Avanse Financial Services
“Availing loan from the bank was a biggest task for me but with the advice of Edwise I was able to avail loan from the bank they introduced to me. The bank has played a major role to fulfill my dream of studying abroad. Thanks to Edwise for their guidance.”
Ankush Sarkar,
University of Auckland, New Zealand
MSc- Engineering
Loan Amount: Rs.9,00,000/-
Central Bank of India
Ankush Sarkar,
University of Auckland, New Zealand
MSc- Engineering
Loan Amount: Rs.9,00,000/-
Central Bank of India
Overseas Education Consultant
We at Edwise streamline and personalize the process for each student irrespective of the destination, institution, course or any level of study. Our team of experienced professionals will provide you individual attention and exceptional guidance throughout your process of application.
We provide assistance related to course selections, admission, visa, bank-loan and scholarships. We also host University delegates for direct student interaction and all these services are provided free of cost. We have established since 1991 and have been maintaining strong networks with over 575 universities in 16 countries, hence giving us a unique insight into the finest educational establishments worldwide.
Start your education abroad with valuable information on everything you need to know about studying abroad from study permits, temporary resident visas and how much it costs, to finding a program.
Do visit your nearest Edwise branch & choose your university carefully under our expert guidance and ensure that you have all your paperwork in order. Once you apply, and the wait is over, you can really begin to look forward to not only studying in a beautiful and vibrant country, but also to a life experience quite like no other.
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